September 2026 Market Briefing

San Diego Luxury & Coastal
Market Intelligence

Countywide direction, luxury-segment context, and neighborhood-level reads for better buying and selling decisions.

Countywide Baseline

September sales were lower than a year earlier.

San Diego County | All residential property types | September 2026

Closed sales were 14.0% below September 2025, while the median sale price rose 1.7%. Month-end inventory was 4.8% lower. Compare the relevant neighborhood, property type, and price range when evaluating an individual home.

Review definitions and sources
Median Sale Price
$910,000
+1.7% YoY

San Diego County, all property types.

Closed Sales
1,737
-14.0% YoY

Closed sales across all property types.

Days on Market
39
-4.9% YoY

Average days from listing to accepted offer.

Inventory
5,684
-4.8% YoY

Homes for sale at month end.

$5M+ Luxury Segment

The $5M+ segment carried 8.7 months of supply.

Homes priced above $5 million carried 8.7 months of supply at September month-end. Average market time was 81 days across October 2025 through September 2026. These measures cover different time windows; compare the property with directly competing homes.

Months of Supply
8.7
Average Days on Market
81

Michael's Take

Detached and attached homes followed different price trends.

The detached median rose 5.8% year over year to $1,079,000, while the attached median slipped 0.2% to $670,000. A median reflects the mix of properties sold. Base your pricing or offer strategy on comparable homes, their condition, and the alternatives available in your price range.

For Buyers

Compare the choices in your price range.

Compare condition, days on market, price changes, and nearby alternatives before deciding how aggressively to move. Scarcity is real in some pockets and overstated in others.

For Sellers

The launch strategy still carries the result.

Premium presentation and disciplined pricing matter most where buyers have credible alternatives. The right comp set should reflect the property, not the countywide headline.

90-Day Watch

Three conditions that can change leverage.

New local competition

A small number of well-positioned listings can reset expectations inside a luxury micro-market.

Luxury absorption

The September $5M+ segment carried 8.7 months of supply. Watch competing listings and accepted offers in the same price range when assessing negotiating room.

Financing and timing

Changes in borrowing costs or listing volume can alter buyer confidence and negotiating room quickly.

Market interpretation reflects professional opinion based on reviewed public data and is not a guarantee of pricing, timing, or future results.

Neighborhood Market Reads

Compare pricing and market time by neighborhood.

Explore detached-home sales in Carmel Valley, Del Mar, La Jolla, and Rancho Santa Fe. Each snapshot identifies its ZIP code and reporting month.

Detached homes | ZIP 92130 | September 2026

Carmel Valley

21 detached sales closed in September 2026 at a $2,570,000 median, with 21 average days on market. Monthly results reflect the mix of homes sold. Compare similar properties by location, condition, and current competition.

Median Price
$2.570M
Days on Market
21
Explore Carmel Valley

Detached homes | ZIP 92014 | September 2026

Del Mar

5 detached sales closed in September 2026 at a $4,450,000 median, with 92 average days on market. With only five sales, the median is especially sensitive to which homes sold. Use comparable properties to assess pricing.

Median Price
$4.450M
Days on Market
92
Explore Del Mar

Detached homes | ZIP 92037 | September 2026

La Jolla

16 detached sales closed in September 2026 at a $3,407,500 median, with 45 average days on market. Monthly results reflect the mix of homes sold. Compare similar properties by location, condition, and current competition.

Median Price
$3.408M
Days on Market
45
Explore La Jolla

Detached homes | ZIP 92067 | September 2026

Rancho Santa Fe

17 detached sales closed in September 2026 at a $5,144,304 median, with 127 average days on market. Monthly results reflect the mix of homes sold. Compare similar properties by location, condition, and current competition.

Median Price
$5.144M
Days on Market
127
Explore Rancho Santa Fe

Local Area Guides

Start with lifestyle and location, then narrow the property set.

Carlsbad

Carlsbad spans distinct ZIP codes and property types, so one citywide median can hide meaningful differences. Start with lifestyle and location, then narrow the comparison to the relevant homes.

Explore Carlsbad

Encinitas

Cardiff, Leucadia, central Encinitas, and inland neighborhoods can price and move differently. Use the guide to narrow the setting before comparing current homes.

Explore Encinitas

Oceanside

Downtown, harbor, beachfront, and inland neighborhoods offer different price points and buyer profiles. Start with the area guide, then compare the relevant property set.

Explore Oceanside

Property-Specific Guidance

Get a market read built around your property or target neighborhood.

Michael will review the relevant comps, current competition, and market timing so your next decision is based on the right segment rather than a broad headline.

Data Notes

Clear definitions behind every number.

Market figures are labeled by geography, property type, and reporting period so countywide, neighborhood, and luxury-segment data are not presented as direct equivalents.

Reviewed October 9, 2026
Data Through September 2026
Coverage Countywide, $5M+, and selected detached ZIP reports
Definitions and data sources
Countywide baseline
All residential property types reported by SDAR / San Diego MLS for San Diego County.
Neighborhood snapshots
Detached-home results for the stated ZIP and month. Each summary includes its closed-sale count. Card prices shown in millions are rounded; the accompanying text gives the exact median.
Luxury supply and market time
The source price band is $5,000,001 and above. Supply divides September month-end inventory by average monthly pending sales over the preceding 12 months. Market time is the average from listing to accepted offer across October 2025 through September 2026.